The typical African-American family is having a harder time finding a home in their price range, according to data from Redfin. So reports USA Today.

As the interest rate on a 30-year fixed-rate mortgage dropped for a ninth straight month in September, refinances climbed to account for nearly half of all loans. That’s according to Ellie Mae in its September Origination Insight Report.

U.S. homebuilders are at their most upbeat in almost two years, as lower mortgage rates lure in buyers. So reports CNBC.