Lending

Lending (1516)

Mortgage Delinquency Rate Falls for 10th Straight Month

The overall U.S. mortgage delinquency rate has declined for a 10th consecutive month, as homeowners weather the economic fallout from a global pandemic. So reports MortgageOrb. Read more...

FHFA Proposes Changes to Capital Rule for Fannie and Freddie

The Federal Housing Finance Agency has proposed a rule to amend the Enterprise Regulatory Capital Framework for Fannie Mae and Freddie Mac. So reports Seeking Alpha. Read more...

Homeowners Put Off Refinances Despite Low Rates

Demand for mortgage refinance loans has kept dropping, despite mortgage rates that continue near historically low levels. So reports Moneywise. Read more...

Mortgage Rates Slip Amid Delta Variant Anxiety

Long-term mortgage rates have posted a weekly average decline, as financial markets grapple with a fresh bout of delta variant COVID cases. So reports the Associated Press. Read more...

With 92K Drop, Forbearances Down 3.1M from Peak: Black Knight

The number of active forbearance plans fell by 92,000 (-5.4%) in the most recent week's data from Black Knight, driven by lingering August expirations and new activity taking place in September. Read more...

Bodnar of MMG: The Meaning of the ECB Scaling Back Bond Buys

Bill Bodnar of The Mortgage Market Guide (MMG) discussed how the European Central Bank (ECB) announced that it is going to scale back their bond purchases. Read more...

Mortgage Rates Tick Higher But Stay Below 3%

Mortgage rates have risen slightly amid mixed economic data but continued their summer stint below 3%. So reports the Associated Press. Read more...

Bank Regulator Proposes Undoing Trump-Era Fair Lending Rules

The U.S. Office of the Comptroller of the Currency has formally proposed removing a Trump-era regulatory update for the Community Reinvestment Act and instead going back to the previous rules set in 1995. So reports Reuters. Read more...

Fannie Mae, Freddie Mac to File Annual Equitable Finance Reports

The Federal Housing Finance Agency has announced that it will require Fannie Mae and Freddie Mac to submit Equitable Housing Finance Plans by year-end and to file annual progress reports on meeting those plans. So reports Financial Regulation News. Read more...

Rocket Mortgage Expands College Sports Blitz, Recruits TV Analyst

Rocket Mortgage has announced that it is stepping up its branding campaign involving college athletic programs, and the nation’s largest mortgage lender has also debuted a new commercial starring TV commentator Kirk Herbstreit. So report the Winston-Salem (N.C.) Journal and AdAge. Read more...

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