The U.S. loan delinquency rate for loans 30 or more days past due, but not in foreclosure is 3.71%, and a year over year change of -18.53%, according to Black Knight Inc.'s "first look" at November 2018 mortgage performance statistics. The data is derived from loan-level database representing the majority of the national mortgage market, which the company collects.
Total U.S. foreclosure pre-sale inventory rate: 0.52%
Month-over-month change: -0.22%
Year-over-year change: -21.95%
Total U.S. foreclosure starts: 45,200
Month-over-month change: -10.67%
Year-over-year change: -5.44%
Monthly prepayment rate (SMM): 0.66%
Month-over-month change: -14.95%
Year-over-year change: -33.00%
Foreclosure sales as % of 90+: 1.78%
Month-over-month change: -8.92%
Year-over-year change: 11.48%
Number of properties that are 30 or more days past due, but not in foreclosure: 1,925,000
Month-over-month change: 41,000
Year-over-year change: -399,000
Number of properties that are 90 or more days past due, but not in foreclosure: 510,000
Month-over-month change: 11,000
Year-over-year change: -156,000
Number of properties in foreclosure pre-sale inventory: 268,000
Month-over-month change: 1,000
Year-over-year change: -69,000
Number of properties that are 30 or more days past due or in foreclosure: 2,193,000
Month-over-month change: 41,000
Year-over-year change: -468,000
Top 5 States by Non-Current Percentage
|
Mississippi: |
10.20% |
|
Louisiana: |
7.91% |
|
Alabama: |
6.82% |
|
Arkansas: |
6.57% |
|
West Virginia: |
6.46% |
Bottom 5 States by Non-Current Percentage
|
Idaho: |
2.55% |
|
California: |
2.35% |
|
Washington: |
2.28% |
|
Oregon: |
2.27% |
|
Colorado: |
1.91% |
Top 5 States by 90+ Days Delinquent Percentage
|
Mississippi: |
3.11% |
|
Louisiana: |
2.14% |
|
Arkansas: |
1.97% |
|
Alabama: |
1.94% |
|
Tennessee: |
1.46% |
Top 5 States by 6-Month Improvement in Non-Current Percentage
|
Florida: |
-22.94% |
|
Alaska: |
-10.32% |
|
New Jersey: |
-7.70% |
|
Texas: |
-6.92% |
|
New York: |
-4.98% |
Top 5 States by 6-Month Deterioration in Non-Current Percentage
|
Iowa: |
23.54% |
|
North Dakota: |
20.90% |
|
Nebraska: |
20.67% |
|
Minnesota: |
20.19% |
|
Arkansas: |
19.59% |
