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Emerging Trends in Mortgage Lending: Navigating the Landscape with Confidence Explore the emerging trends in mortgage lending, including digital platforms, data-driven decisions, green lending, and regulatory changes, and how they are reshaping the industry.
Lending (1516)
NestReady Study Finds Lenders Not Using Audience Data, Cross-Channel Marketing Platforms as Much as They Could
NestReady, a technology firm that develops platforms to put lenders at the center of the homebuying process, released its 2019 Marketing Technology Report. The report is based on a survey of the use of digital marketing technologies by mortgage lenders this year. NestReady surveyed 500 of the largest mortgage lenders in the U.S. about 350… Read more...
Regrets About Mortgages Don't Dim Millennials' Love for Their Homes
Younger homeowners more often say they rushed through the buying process and have regrets about their mortgage, likely resulting from the challenges young buyers face entering today's expensive housing market. Still, homeowners of all ages are, for the most part, happy with their home purchases, a recent Zillow® survey shows. The Zillow Housing Aspirations Report… Read more...
STRATMOR: Lenders Turn to Alternative Technologies as Loan Origination Costs Continue to Climb
As mortgage loan origination costs continue to climb, a growing number of mortgage lenders are starting to consider alternatives to the traditional loan origination system (LOS) deployment, mortgage advisory firm STRATMOR Group reports. The average cost to originate a loan now averages almost $9,000 and continues to rise, according to STRATMOR's May 2019 Insights Report,… Read more...
HAVE CHANGES IN FINANCING CONTRIBUTED TO THE LOSS OF LOW-COST RENTAL UNITS AND RENT INCREASES?
by Michael Reher, 2018 Meyer Fellow, Joint Center for Housing Studies of Harvard University. Over one-third of U.S. households rent their home and, since the Great Recession, rents for many of these households have grown faster than either inflation or renters’ wages. The years since the Great Recession have also seen record-high levels of residential… Read more...
Affordability Improves for the First Time Since 2016, According to First American Real House Price Index
First American Financial Corp released the March 2019 First American Real House Price Index (RHPI). The RHPI measures the price changes of single-family properties throughout the U.S. adjusted for the impact of income and interest rate changes on consumer house-buying power over time at national, state and metropolitan area levels. Because the RHPI adjusts for… Read more...
Consolidated Analytics Launches Consolidated Collateral Analysis
Consolidated Analytics, the premier provider of mortgage services, today announced the launch of its Consolidated Collateral Analysis (CCA), a collateral risk reporting tool that assesses the integrity and accuracy of an underlying appraisal by combining a licensed review appraiser's analysis and commentary with an intelligent, rules-driven risk score, and an Automated Valuation Model (AVM). The… Read more...
Best Practices for Choosing a Lien Release Partner
By Danny Byrnes, VP Sales & Marketing, Nationwide Title Clearing Inc. The key word here is partner. You want to be sure to engage a company that you feel confident will work with you to meet your needs and go that extra mile for you. Before embarking on a search for a new vendor partner,… Read more...
Maxwell's View On The Mortgage Industry Evolution : Three Decades of Red Flags — Mortgage Policy & Praxis, 1970-1999
Posted by Chelsea Mize, Maxwell In the digital age, industries evolve at a breakneck pace, spurred on by technological advents and process enhancements. And yet, as anyone in the mortgage industry knows, change here is less accelerated. We adapt more slowly, seeking respite in the comfort of our well-worn processes and traditions. The complexity of… Read more...
Optimal Blue Delivers on “Lights-Out” Integration Between Hedge Advisory and Loan Trading Platforms
Optimal Blue, a provider of secondary marketing automation and services in the mortgage industry, announced the completion of a “lights-out” integration between its comprehensive hedge advisory and loan trading platforms. The announcement exemplifies Optimal Blue’s ongoing commitment to provide enterprise, end-to-end automation through superior technology with functional depth. The only one of its kind, this… Read more...
Genworth Releases Its First-Time Homebuyers Market Report
Written by Genworth Mortgage Insurance's Chief Economist Tian Liu, this report highlights the following takeaways: The first-time homebuyer market continued to slow down in Q1, but still out-performed the rest of the housing market. First-time homebuyers purchased 401,000 single-family homes in Q1, down three percent from a year ago. This was the first back-to-back decline… Read more...
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